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Know before you come down: qualifying for a bad credit auto loan with us very easy!   
We work with all credit types so getting approved is super fast so apply now!


Meet Our Happy Customers

Here's a testimonial from one of our valued customers. Read more here!

  • "Excellent customer service! Not only did they help me find the car that fit me perfectly, but they were very patient and helpful throughout the whole... "
    Angel Idalis Lerma, Aurora
  • "They guys are great. Super friendly and I didn't feel like I was given the run around. Definitely not your run of the mill sales men here. I would and... "
    Jordan Branstetter, Aurora
  • "I am on my 4th car from Tom and Chris. They are great Christian men that strive to put the customer first. They always try to help me if I have an iss... "
    Melissa Sconce, Aurora
  • "One of the simplest process I've gone throw to get a vehicle, goes to show that a little faith and honesty can go a long way! Gonna in enjoy my new Yu... "
    Billi Jo Castlebury, Aurora
  • "Great service from great employees. Always courteously and willing to work with you. Not a lot of pressure and very down to earth. The referral progra... "
    Vickie Hartin, Aurora
  • "Thanks a lot charge-a-car for a great car buying experience and hassle free. I have brought 2 cars from here for me and my wife and I would recommend... "
    Randy Valentine, Aurora
  • "When my car broke down I was devastated. As a single mom of two I was in big trouble. Most dealerships wanted thousands down due to my unfortunate cre... "
    Ashley Renee' Newby, Aurora
  • "Right out of high school with no credit, Chris and Tom helped me get a good vehicle on very affordable payments. Would highly recommend them to anyone... "
    Scott Aldridge, Aurora
  • "These guys are awesome! Im a mother of six. I work 2 jobs and I had some serious car problems. It was time I needed a new car but I don't have time fo... "
    Cheryl Mallory Lassiter, Aurora
  • "I have purchased 3 vehicles from Tom & Chris since they opened. They are great to work with and most recently they found a specific car I had been wan... "
    Lorie Oliver-Clardy, Aurora
  • "A locally ran business, ran by two men I have known for over 4 years. All car dealers talk the talk, but I've experienced these two men going the dist... "
    Phil Tuten, Aurora
  • "Tom and Chris are the best people for this business. We have bought several vehicles from them and plan on one more!! Its super easy to get approved a... "
    Jessica Trowbridge, Aurora
  • "Charge a car was wonderful in helping us with a total loss vehicle and getting us into a new car, even after a debt owed to them! The owners were supe... "
    Tyler Runkle, Aurora
  • "My family and I bought a used car from Charge A Car in June 2013. It has been a reliable car so far, and our experience with the Charge A Car staff ha... "
    Olivia O'Hara,
  • "So I bought my first car today and I'm in love! Chris was very helpful and honest. I would recommend Charge a Car to anyone. They worked with me and e... "
    Katie Rawlings, Aurora
  • "Charge-A-Car is a great place to buy a vehicle from. They are very friendly and have very good dependable vehicles with affordable payments. I am purc... "
    Mike Vester, Aurora

Welcome To Charge-A-Car!

Welcome to Charge-A-Car.  We are the number 1 buy here pay here dealer in Aurora MO.  Bruised, Bad or No Credit, We Can HELP! Need a car but you don't have great Credit? NO PROBLEM!

We stock a great variety of quality pre-owned vehicles to get you back on the road today!

Stop in today and let us find the used car, truck, van or SUV that fits your style and fits your budget. 

Phone: (417) 440-4403
Fax: (417) 440-4417

3002 S Elliot Ave, Aurora, MO 65605


  Monday        9:00AM - 5:00PM
  Tuesday        9:00AM - 5:00PM
  Wednesday        9:00AM - 5:00PM
  Thursday        9:00AM - 5:00PM
  Friday        9:00AM - 7:00PM
  Saturday        9:00AM - 3:00PM
  Sunday              CLOSED

Body Styles


Used Cars in Aurora MO, also serving Springfield, Joplin, Republic, Cassville & Lawrence County.

Charge-A-Car is a used car dealer in Aurora MO serving Aurora, Springfield, Joplin, Republic, Cassville, all of Lawrence County and beyond.  We offer a great selection of Aurora used cars for sale, as well as trucks, vans, SUVs and crossovers.  As a buy here pay here dealer we can get you approved and on the road today. Bad credit? No Credit? No Problem! Let our in-house auto financing staff help you find the used car that fits your style and fits your budget.  Call today or apply online now for quick and easy car finance. Charge-A-Car is located at 3002 South Elliot Avenue, Aurora MO 65605.Charge-A-Car has the best used cars that Aurora MO has to offer. If you are looking for a slightly used, Pre-Owned automobile then you have come to the right place. Here at Charge-A-Car in Aurora, we offer "Buy Here Pay Here" auto financing to consumers in Aurora MO with bruised, damaged or just plain bad credit. Traditionally the type of  used vehicles that other companies offer for "Buy Here Pay Here" consumers are high mileage late model inventory, but we offer the best used cars, trucks, vans, SUVs & sedans in  Aurora MO. Bad Credit OK, Divorce OK, Repossessions OK, at Charge-A-Car we understand your situation and we can get you approved for the car, truck, van, SUV or sedan of your dreams today! If you need an auto loans in Aurora MO then you have found the right place, wither you are a first time Car buyer in Aurora MO with baby credit or have things on your credit report that are holding you back from your automotive dreams then see then come on down to see the Charge-A-Car today. The best Buy Here Pay Here Dealership that Aurora MO has to offer! Here at Charge-A-Car you will notice that we take pride in our inventory and offer the best selection of used cars, trucks, vans, sedans and SUVs in all of Aurora MO. We can get anyone financed who the law allows, because here at Charge-A-Car in Aurora MO, we offer BHPH (Buy Here Pay Here) automotive financing. Buy Here Pay Here (BHPH) means that Charge-A-Car (where you purchase the vehicle from) is also the same institution that will carry the note on the loan. Therefore, no bank approval is necessary to purchase a vehicle here at Charge-A-Car. If your FICO score is under 600, which would traditionally prohibit an Aurora resident from using traditional financing options, don't worry. With our 90% approval rate we will get you approved for the car of your dreams. Most BHPH (Buy Here Pay Here) dealers stock old inventory with high mileage that will break down on you within months of your purchase and still leave you with a monthly car payment. Here at Charge-A-Car catering to Aurora MO, we specialize in late model, low mileage inventory that we run through an extremely rigorous inspection program before we stamp the Charge-A-Car name on it. Here at Charge-A-Car, we have the ability to put you into the used vehicle you want regardless of your current credit situation. With our in house financing specialists you can drive away in a great used car, even with credit problems such as unpaid medical bills, late credit card bills, charge offs, no credit, or bankruptcy. Come on down today and see why Charge-A-Car is well on its way to becoming the #1 BHPH (Buy Here Pay Here) dealership in the Aurora. We also cater to customers in: Republic MO, Marionville MO, Verona MO, Monett MO, Mount Vernon MO, Miller MO, Aurora MO, Billings MO, Crane MO, Shell Knob MO, Republic MO, Nixa MO, Ozark MO, Springfield MO, Carthage MO, Neosho MO, Webb City MO, Joplin MO, Bolivar MO & Cassville MO.