3002 S Elliott Ave, Aurora, MO (417) 440-4403

Welcome To Charge-A-Car Used Cars!

We Finance your Future, Not your Past!

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Used Cars, SUVs, Vans and Trucks For Sale in Aurora, MO

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About Us

Since 2010, Charge-A-Car has proudly served Southwest Missouri with one simple mission: help real people get reliable transportation with honest, straightforward financing — regardless of their credit history.

We built this business the old-fashioned way — by keeping our promises, treating every customer with respect, the Lords blessing and standing behind every vehicle we sell. Our customers come back, and they send their friends and family, because they know we mean what we say.

What sets us apart is simple: every customer we finance receives a fixed 12.95% APR — one of the lowest rates in the Buy Here Pay Here industry. No tiers, no surprises, no fine print. Just a fair rate for every customer, every time.

We also report your payments monthly to TransUnion, so every on-time payment works for you — helping you build the credit history that opens doors down the road.

Our 24-month/24,000-mile warranty means you drive off the lot with confidence, not just a handshake.

We work hard to match every customer with the right vehicle for their family and their budget, with flexible down payment options and payment schedules designed around your life — not ours.

More than a decade in. Same people. Same values. Better Buy Here Pay Here.

Driven by Integrity, Protected by Warranty

We automatically include a 24-month/24,000-mile major component warranty with every vehicle we finance. And more importantly, Charge-A-Car stands behind their warranty. We believe honesty and integrity are the only way to do business. We currently serve the cities of Springfield, Aurora, Mount Vernon, Cassville, Republic, Nixa, Monett, and many others in the area. We look forward to serving our current and future customers. We believe we offer the best buy here pay here program.

Our Story

Charge-A-Car LLC opened September 1st, 2010. From humble beginnings Charge-A-Car LLC has operated with the mindset of treating customers with respect and courtesy. As the years have passed, with many blessings, Charge-A-Car LLC has grown extensively. We now have a staff of 11 people and plans for further expansion. As far as Buy Here Pay Here goes, we undoubtedly offer the best program around. We have a reputation for staying true to our word. We put a warranty on every single vehicle we sell. And more importantly, we stand behind our warranty.

Charge-A-Car Difference

We built this business on relationships — and in Southwest Missouri, your word is everything. That’s why referrals from our customers are the highest compliment we can receive, and why we believe in rewarding the people who send their friends and family our way. Introducing our Refer Five and Drive for Free program. For every person you refer who buys a vehicle from Charge-A-Car, we pay you $200 cash — referrals one through four. But refer a fifth buyer? We pay off your remaining balance. Whatever you owe. Gone. No gimmicks. No fine print. We’ve done it many times before, and we’ll do it again. We go above and beyond because we genuinely care about the people we serve. Every customer is treated fairly and honestly — that’s not a slogan, it’s how we’ve operated since day one. We look forward to many more years of growth alongside the communities that have supported us. Come see us at 3002 S. Elliott Ave. in Aurora and find out firsthand what sets Charge-A-Car apart.